Get paid in Euros (€). Keep them. Cash out at home.

Netract is a B2B procurement and Merchant of Record engine. European companies pay Verispect Ltd, our UK entity, by zero-fee SEPA wire under a standard domestic contract. Offshore tech vendors keep 100% of that Euro revenue in our multi-currency vault — safe from local inflation, released only when and how they choose.

Cross-Border Transaction Simulator

Run your own invoice volume through both routes.

Traditional Aggregators / Legacy Wires

Total Platform Margins Lost
10% – 20% (Up to €2,000.00 hidden loss)
Clearing Timeframe
3 to 5 business days with correspondent bank friction
Compliance Standing
Unprotected independent contractor audit risk

Netract Procurement Engine

Netract Platform SaaS Fee
Flat 2.0% (€200.00 total)
Netract Clearing Route
Native SEPA Instant (€0 bank transfer fee, 10-second completion)
Compliance Standing
100% Legally Indemnified via B2B subcontracting with Verispect Ltd (UK)

Margin retained via Netract: €1,800.00 on €10,000.00 of invoiced volume.

Fee & Margin Breakdown // European Buyer View

Gross invoice volume settled100.00%€10,000.00
Legacy: foreign exchange markup4.50%€450.00
Legacy: correspondent wire and lifting charges1.50%€150.00
Legacy: aggregator and intermediary platform margins14.00%€1,400.00
Netract: platform compliance SaaS fee1.50%€150.00
Netract: treasury conversion spread0.50%€50.00
Netract: SEPA Instant bank transfer cost0.00%€0.00
Net amount credited to supplier vault98.00%€9,800.00
Net margin retained versus legacy route18.00%€1,800.00

Deterministic sandbox payload // no live funds move

Yield Simulator

Model what holding your revenue offshore is actually worth.

Adjust your monthly billing and how long you hold Euros in the Verispect Ltd master vault. Every figure recalculates live for the persona you select.

Total Value Retained

€13,083.00

Net Position After Fees

€119,511.00

Effective Uplift On Volume

10.90%

Gross invoiced volume held in vault100%€120,000.00
Netract platform SaaS fee2.00%-€2,400.00
Foreign exchange value preserved vs. Birr depreciation19.00% / yr€11,172.00
Treasury retention yield on average vault balance3.25% / yr€1,911.00

Illustrative model only. Retention yield and depreciation assumptions are indicative planning figures, not a guaranteed return or investment offer.

The EU CFO View // Vendor Settlement

Contractor Node

Verispect Ltd (UK Corporate MoR)

Invoice Settlement Rail

SEPA Instant Wire // €0.00 Fee

Compliance Risk Audit

100% Legally Indemnified

Settles to Vault in 10 Seconds

The Ethiopian CEO View // Treasury Controls

Sovereign Retention Balance

€24,500.00 EUR

100% FX Retained Safely

🏦 Local Bank Forex Account Wire (EUR Direct)1.5%
💻 Direct B2B SaaS Tool Billing (AWS / Figma)1.5%
🔗 Stablecoin Infrastructure Bridge (USDC Node)1.5%

01 // FOR_EUROPE_CFOs

100% Risk Indemnification

Stop routing high-risk SWIFT wires to emerging market accounts. Sign a standard, low-risk domestic B2B contract with our UK entity, Verispect Ltd, and clear vendor invoices via free local SEPA bank wires.

02 // FOR_AFRICA_FOUNDERS

Sovereign Capital Retention

Fully capitalize on the latest central bank liberalization directives. Keep 100% of your Euro contract revenues securely in our UK master vault, completely isolated from local currency erosion.

03 // FOR_LOCAL_BANK_AUDITS

Automated Forex Passports

Netract automatically bundles your contract metadata, project milestones, and cleared invoice data into a cryptographically signed Compliance Passport to instantly clear local bank audits and unlock domestic Forex accounts.

Automate Master Services Agreement (MSA) Onboarding.

To guarantee total compliance across Tier-1 Western banking networks and the National Bank of Ethiopia, Netract requires tech suppliers to upload their client-signed Master Services Agreements. Our software auto-parses the documentation to establish verified source-of-funds, completely automating your local bank audit track.

Drop Client MSA Contract File
(PDF or DOCX up to 10MB // Auto-parsed for source confirmation)

Active Endpoint

GET /v1/compliance/passport

Returns the signed audit packet used by domestic commercial banks to clear inbound foreign exchange lines.

response.json // sandbox
{
  "object": "compliance_audit_passport",
  "merchant_of_record": "Verispect Ltd (United Kingdom)",
  "contractor_type": "OFFSHORE_TECHNOLOGY_VENDOR",
  "nbe_compliance_pass": true,
  "retained_asset": "EUR",
  "saas_automation_fee": "1.50%",
  "status": "SIGNED"
}